Ray Smesko is a Financial Advisor with Janney Montgomery Scott LLC. Working from the Upper Saddle River, NJ office, he assists clients with establishing retirement plans according to their investment goals, risk tolerances and time horizons.

Ray Smesko is a Financial Advisor with Janney Montgomery Scott LLC. Working from the Upper Saddle River, NJ office, he assists clients with establishing retirement plans according to their investment goals, risk tolerances and time horizons.